Terms of Service

1. Acceptance of Terms

By accessing or using the Estate Plan Services LLC ("Estate Plan Services," "we," "us," or "our") website and services, you agree to be bound by these Terms of Service, our Privacy Policy, and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site.

2. Nature of Services

Estate Plan Services acts solely as a secretarial and document drafting service. We are not an attorney, law firm, CPA, accounting firm, or licensed insurance or investment professional. None of the information contained on this website constitutes:

• An offer to buy or sell any investment or insurance product.
• Legal advice or the practice of law.
• Investment advice or financial planning services.
• Tax advice or accounting services.
• Insurance advice or brokerage services.

If you need professional legal, investment, insurance, or tax advice, please seek appropriate counsel from a licensed professional.

3. No Warranty; "As Is" Basis

All services and information provided by Estate Plan Services are provided on an "as is" basis. No warranty, expressed or implied, is given with respect to any information, service, or document provided. We make no representations or warranties of any kind, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, completeness, or non-infringement.

4. Refund Policy

All sales are final. No refunds are allowed once payment has been made for services. By engaging our services, you acknowledge and accept this no-refund policy.

5. Consent to Communications

By checking this box, you agree to receive SMS messages from Estate Plan Services about estate planning subjects. Message frequency varies. Message and data rates may apply. For help, reply HELP to any message. To opt out, reply STOP or message us at info@estateplanservices.com. Mobile opt-in information is not shared with third parties. See our privacy policy and terms at https://estateplanservices.com/sms-privacy-policy. You may opt out at any time by replying STOP.

Consent is not a condition of purchasing any goods or services.

6. Limitation of Liability

To the fullest extent permitted by law, Estate Plan Services LLC, its officers, directors, and employees shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our website or services, regardless of the theory of liability.

7. Indemnification

You agree to indemnify, defend, and hold harmless Estate Plan Services LLC from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or relating to your use of the website or services, your violation of these Terms, or your violation of any rights of a third party.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state in which Estate Plan Services LLC maintains its principal place of business, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the state or federal courts located in that jurisdiction.

9. Modifications

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this website. Your continued use of the site after any changes constitutes your acceptance of the updated Terms.

10. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

11. Contact Us

If you have questions about this Policy or our SMS/email communications, contact Estate Plan Services at (612) 315-9400, info@estateplanservices.com, or via https://estateplanservices.com/contact.